Bankruptcy Attorneys South Florida. At First Legal will explain the bankruptcy process, including the bankruptcy required credit counseling class you will need to take on the phone or on the internet before we file your bankruptcy chapter 7 or chapter 13 petition and the bankruptcy financial management class you will need to take after your case is filed to receive a bankruptcy discharge. We will review, determine and explain how debts are dealt with in bankruptcy and which debts are dischargeable in bankruptcy.
At First Legal you will receive the dedicated attention of an experienced team of qualified attorneys that will partner with you during the entire process and will be at your disposal whenever you have questions or concerns to discuss. We will do it an affordable flat fee.
People file bankruptcy to eliminate:
- Credit card debt, Medical bills, Income taxes older than three years, repossessions, creditor lawsuits, and other debts;
- To stop the constant harassment by creditors at home and at work;
- To stop a foreclosure lawsuit;
- To stop wage and bank garnishments;
- To reinstate a driver’s license suspended after an accident;
- And the desire to be debt free, start fresh, and to be able to reestablish credit in two years after bankruptcy.
Our commitment to you is that when you contact First Legal you will speak directly to an experienced bankruptcy attorney, not a paralegal or secretary. We understand how unexpected events can land even the most careful person in financial hardship. We understand the difficulties families go through when faced with the possibility of foreclosure or repossession, the difficult decisions you have to make when credit card or medical bills pile up, we know what it means to be afraid to pick up the phone because it might be another creditor demanding to be paid. Let our experienced team of attorneys help you get debt relief and get a fresh start.
Chapter 7 bankruptcy is the quickest form of bankruptcy and can help eliminate most kinds of unsecured debt. From filing to discharge the process can take less than four months in many cases. Chapter 13 is advisable for people who have a regular income and can afford a payment plan to help stop repossession and foreclosure. Specific circumstances when it is appropriate to file a chapter 13 bankruptcy are to strip-down second and other junior mortgages to the level of an unsecured debt when the market value of a home is less than monies owed on the first mortgage, and tax reasons. Chapter 13 plans can last three to five year repayment. Experienced and knowledgeable bankruptcy lawyers will help you make the right decision for your situation.
Call First Legal (954) 998-1488 to schedule a free consultation with an experienced attorney.
We serve all of Miami-Dade, Broward and Palm Beach counties in Florida.
2600 S. Douglas Road., Suite 1101, Coral Gables, Florida 33134
1930 Harrison Street, Suite 209, Hollywood, Florida 33020