Broward County Bankruptcy Law

Broward County Bankruptcy Law. Our commitment to you is that when you contact First Legal you will speak directly to an experienced bankruptcy attorney, not a paralegal or secretary. We understand how unexpected events can land even the most careful person in financial hardship. We understand the difficulties families go through when faced with the possibility of foreclosure or repossession, the difficult decisions you have to make when credit card or medical bills pile up, we know what it means to be afraid to pick up the phone because it might be another creditor demanding to be paid. Let our experienced team of attorneys help you get debt relief and get a fresh start.

Chapter 7 bankruptcy is the quickest form of bankruptcy and can help eliminate most kinds of unsecured debt. From filing to discharge the process can take less than four months in many cases. Chapter 13 is advisable for people who have a regular income and can afford a payment plan to help stop repossession and foreclosure. Specific circumstances when it is appropriate to file a chapter 13 bankruptcy are to strip-down second and other junior mortgages to the level of an unsecured debt when the market value of a home is less than monies owed on the first mortgage, and tax reasons. Chapter 13 plans can last three to five year repayment. Experienced and knowledgeable bankruptcy lawyers will help you make the right decision for your situation. A bankruptcy attorney analysis will center on your assets and liabilities, as well as your income and expenses from all sources. Bankruptcy fees charged by bankruptcy attorneys can be lower in a Chapter 7 than a Chapter 13 because of time and complexity factors.

Immediately, upon filing the petition by your bankruptcy lawyer an automatic stay goes into effect provided you have not been involved in the filing of recent bankruptcy cases. This prevents creditors from making direct contact with you or staking a claim to any of your property from the date of filing. Creditors will be obligated to contact your bankruptcy attorney. When you contact First Legal, one of our bankruptcy attorneys will answer your questions as to your options to deal with foreclosure, to reestablish your credit in as little as two years, to deal with the repossession of your car, creditors garnishing your salary and bank account, threatening and harassing phone calls from collection agencies and credit card companies, to reinstate your driver’s license immediately upon filing because of an accident due to lack of insurance, and to eliminate credit card debt and be debt free. That is what First Legal can do for you.

 

Call First Legal (954) 998-1488 to schedule a free consultation with an experienced attorney.
We serve all of Miami-Dade, Broward and Palm Beach counties in Florida.

 

MIAMI OFFICE

2600 S. Douglas Road., Suite 1101, Coral Gables, Florida 33134

BROWARD OFFICE

1930 Harrison Street, Suite 209, Hollywood, Florida 33020